Job description
We are partnering with a well-established financial services platform with a strong regional presence to appoint a Data Analytics Manager within its risk and analytics function. This position sits at the intersection of advanced analytics and credit risk governance, offering exposure to both model development and end-to-end credit decision processes.
The successful candidate will lead a team responsible for delivering data-driven insights, managing credit risk frameworks, and supporting portfolio strategy across a diversified lending business.
key responsibilities
We apologies that only shortlisted candidates will be contacted.
The successful candidate will lead a team responsible for delivering data-driven insights, managing credit risk frameworks, and supporting portfolio strategy across a diversified lending business.
key responsibilities
- Lead, mentor, and develop a team of analytics professionals to meet business and risk objectives.
- Drive workforce planning, resource allocation, and capability development aligned with evolving business needs.
- Oversee day-to-day team operations and ensure effective execution of deliverables.
- Develop and enhance predictive models for credit risk assessment and customer segmentation.
- Perform ongoing model validation, back-testing, and performance monitoring to ensure robustness and compliance.
- Apply statistical and analytical techniques to generate actionable insights for risk management.
- Exercise delegated credit authority in evaluating and approving lending applications.
- Handle exceptional or non-standard credit cases, including involvement in special approval workflows and escalations.
- Monitor and assess restructuring or relief-related cases within established frameworks.
- Conduct portfolio reviews to identify emerging risk trends and work with relevant stakeholders on mitigation strategies.
- Translate analytical findings into practical recommendations for business and risk stakeholders.
- Support implementation and monitoring of portfolio strategies across products and distribution channels.
- Contribute to product enhancement initiatives and refinement of credit policies and controls.
- Participate in strategic and cross-functional projects as required.
- Ensure adherence to internal risk policies, governance standards, and applicable regulatory requirements.
- Bachelor’s degree in Business, Finance, Statistics, or a related discipline.
- Minimum of 7 years of relevant experience, including at least 3 years in a team leadership capacity.
- Solid track record in credit risk management, including hands-on experience in lending approval processes.
- Strong credit risk domain knowledge, including exposure to exception handling, special approval workflows, or non-standard credit assessments.
- Exposure to consumer lending or unsecured credit products within a structured risk environment is advantageous.
- Proficiency in data analytics and statistical tools such as SAS, Python, or equivalent platforms.
- Familiarity with data visualization or analytical environments (e.g., Altair or similar tools) is preferred.
- Strong command of Microsoft Office applications, particularly Excel and PowerPoint.
- Strong analytical thinking with the ability to interpret complex data and respond to evolving business needs.
- Commercial awareness with a proactive mindset toward process optimization and innovation.
- Effective communication skills with fluency in English and Chinese (spoken and written).
We apologies that only shortlisted candidates will be contacted.
