Job description

Well-reputed Regional Bank
Great Working Culture
Great Remuneration Package

company overview.
Our client is a Well-reputed Regional Bank with a strong presence in corporate & commercial banking. Renowned for its disciplined risk framework and agile client delivery, the bank serves dynamic regional and cross-border markets. It continues to expand its lending platforms while maintaining rigorous credit underwriting, portfolio governance, and regulatory standards.

job scope.

Exercise delegated credit approval authority to evaluate, challenge, and approve complex corporate lending proposals, ensuring strict adherence to institutional risk appetite, credit policies, and governance frameworks.
Conduct deep-dive evaluations of corporate borrower profiles, financial statements, macro/industry dynamics, and complex transaction mechanics (including structured and leveraged finance facilities) to articulate key risk drivers and mitigation strategies.
Participate in client site visits, executive management interviews, and joint due diligence calls alongside Relationship Managers to gain direct qualitative insights into borrower operations.
Exercise ongoing oversight over assigned corporate banking loan portfolios, tracking key credit metrics, covenant compliance, borrower financial health, and early warning risk indicators.
Direct and review annual credit assessments and ongoing facility performance reviews in accordance with institutional policy guidelines and supervisory standards.
Coach, mentor, and upskill junior credit analysts, relationship managers, and associate account managers in financial analysis, credit structuring, and risk identification.
Lead the implementation of regulatory credit guidelines, contribute to the evolution of internal credit risk policies, and maintain readiness for internal/external regulatory audits.

requirements.

Bachelor’s degree or higher in Finance, Accounting, Economics, Business Administration, or a related quantitative discipline.
Recognized professional certifications (e.g., CFA, CPA, ACCA, or ECF-CRM) are strongly advantageous.
A minimum of 10 years of progressive experience in credit risk assessment, portfolio management, and credit sanctioning within commercial or corporate banking environments.
Superior expertise in credit underwriting, cash flow modeling, financial statement analysis, and risk mitigation, with a proven background in evaluating complex financing structures (e.g., leveraged buyout, syndicated, and structured finance).
Exceptional interpersonal and negotiation skills, with the gravitas to constructively challenge commercial desks and guide junior team members.
Professional fluency in both spoken and written English and Mandarin, facilitating seamless interaction with cross-border corporate clients and internal stakeholders.
Highly analytical, resilient, and comfortable operating autonomously under demanding business timelines, with a willingness to travel for client site visits and regional due diligence exercises.

If you believe you meet the above requirements and have the passion and drive to excel in this role, we invite you to submit your application. We apologies that only shortlisted candidates will be contacted. Please click the 'Apply' button below or send through your most updated CV to cchen@captarpartners.com. We apologies that only shortlisted candidates will be contacted.

Still considering? Contact Cathleen Chen on +852 3901 8731 for confidential discussion about it, we are always happy to help.