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Product in a Tokenised World: Why Hong Kong Needs a New Breed of Financial Product Manager

Product in a Tokenised World: Why Hong Kong Needs a New Breed of Financial Product Manager

1 day ago by
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​Tokenisation Is Reshaping Product Strategy in Hong Kong

As Hong Kong accelerates toward a tokenised financial ecosystem — from virtual-asset ETFs to on-chain funds and tokenised bonds — one thing has become clear:

Traditional product teams aren’t built for this future.

Tokenised products require a different mindset, different technical fluency, and an entirely new blend of risk, compliance, and innovation capability.

Banks and brokers are now competing for a new breed of financial product manager — one who understands both institutional finance and blockchain-based product mechanics.

At Captar Partners, we’re seeing demand for these hybrid profiles rise sharply, but supply isn’t keeping pace. The product talent gap is now one of Hong Kong’s biggest execution risks.

1. What a “Tokenisation-Ready” Product Manager Looks Like

Tokenised products sit at the intersection of three worlds: blockchain technology, regulatory requirements, and financial product design.

A tokenisation-ready PM needs a unique set of skills:

Technical Understanding of Blockchain Architecture

Not coding — but fluency in:

  • Token standards (ERC-20, ERC-721, ERC-3643)

  • Smart contract lifecycle

  • Custody models (hot/warm/cold, MPC, HSMs)

  • On-chain settlement and reconciliation

Product Structuring and Investment Knowledge

Experience with:

  • Funds, structured products, derivatives, or ETFs

  • Asset-backed products

  • Portfolio construction and product governance

Regulatory and Risk Fluency

Understanding of HKMA, SFC, VATP requirements, plus:

  • Token issuance controls

  • AML/KYC for on-chain activity

  • Market-abuse monitoring for digital assets

Cross-Functional Leadership

Acting as the glue between:

  • Engineering

  • Legal & compliance

  • Custody

  • Business strategy

  • Institutional sales

This hybrid skillset is rare — and becoming more valuable by the month.

2. Why Global Competition Is Intense

Hong Kong isn’t the only financial centre racing to tokenise capital markets.

Singapore, Dubai, Switzerland, Europe, and the USare all building tokenisation frameworks and competing for the same talent.

This means Hong Kong product leaders face global pull factors:

  • Faster hiring cycles in crypto-native firms

  • Equity/token upside in Web3 companies

  • Remote flexibility

  • Cross-border opportunities

  • Roles that provide hands-on exposure to on-chain products

The result:

Product managers with even moderate tokenisation experience are being approached weekly by multiple markets.

Traditional banks and brokers are often slow to respond — and lose talent before interviews even begin.

3. How Hong Kong Institutions Can Attract Hybrid Product Managers

The firms succeeding in the tokenised world are those adapting their hiring strategy early.

1. Create Clear Tokenisation Product Pathways

Candidates want to know:

  • What tokenised product lines you will launch

  • What technologies you’ll adopt

  • How much autonomy PMs will have

Clarity attracts, ambiguity repels.

2. Compress Hiring Timelines

Tokenisation PMs move quickly. The process must match the pace of crypto-native competitors.

3. Offer Technical Exposure

The best PMs want to work closely with engineering and smart-contract teams. Not from a distance — but as part of the build.

4. Use Competitive Compensation Models

Tokenised product PMs expect:

  • Market-aligned base salaries

  • Performance bonuses linked to product launch and adoption

  • Innovation-linked incentives (token/equity where permissible)

5. Hire for Potential, Not Perfection

Perfect hybrid talent is rare. Institutions that hire adaptable, high-learning-velocity candidates and train them internally win long-term.

4. How Captar Partners Helps Close the Gap

Captar Partners works with banks, brokers, and fintechs across Hong Kong and Singapore to build tokenisation-ready product teams.

We support clients by:

  • Mapping global product talent

    across Web3, fintech, and traditional finance

  • Identifying hybrid PM profiles

    who can bridge regulatory discipline with digital-asset innovation

  • Advising on competitive compensation and role design

  • Reducing time-to-hire

    through targeted candidate engagement

  • Building long-term product capability

    through retention-focused hiring strategies

As digital-asset product frameworks evolve, the institutions that succeed will be those that secure the right leaders early.

Final Thoughts

Tokenisation is redefining how financial products are designed, built, and distributed. But the transition won’t be led by technology alone — it will be led by people.

Hong Kong’s next wave of financial innovation will come from the product managers who can navigate both TradFi and Web3.

👉Need help building your tokenisation product team? Contact Captar Partners atenquiries@captarpartners.com